Plan design without a structured view
Your portfolio grew country by country. You can't say where plans duplicate each other, or what the state already provides.
Fees and commissions nobody can see
Commission is built into the premium, so it never appears as a line item. As premiums rise, commission rises too.
Pools and captives without a clear return
You run a multinational pool or a captive, but you can't easily show what is in it, what it costs or what it returns.
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PLAN DESIGN
13 local plans became one regional plan, at 20% lower cost per employee
A global pharma company had 13 local insurance policies across one region, each managed separately. With every policy in one structured view, the team replaced them with a single regional plan. Cost per employee fell by 20%, and the review also found employees with no basic life cover.
FEES AND COMMISSIONS
A commission built into the premium became a $1m annual saving
A global life sciences company had a large US medical contract where the commission was not shown as a line item. Working with its advisor and its data in Origin, the team confirmed the real amount and renegotiated, saving $1m a year.
GLOBAL FINANCING
A multinational pool paid its first dividend of about $400,000
A global pharma company used its structured benefits data, with its advisor, to assess a multinational pooling strategy. The pool is now running and has paid its first annual dividend of about $400,000.
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Origin's Helsinki networking event 18 November 2026
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Origin's Stockholm roundtable, 4 November 2026
Origin Benefits Agent App goes live on the ServiceNow Store, unlocking benefits intelligence for employees
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You can't lead what you can't see: what we shared at UNLEASH Paris
Common employee benefits renewal mistakes global employers make
What employee benefits data should you review before renewing?
Employee benefits renewal checklist for HR and Total Rewards teams
